As the victim of a car accident in Texas, you certainly shouldn’t foot the bill for medical expenses. In Texas, victims can seek full compensation for all medical expenses and other damages resulting from a negligent driver, and our lawyers can help recover these damages by filing a lawsuit.
Texas is a fault state, meaning the negligent driver’s liability insurance should cover medical bills after a car accident. Having uninsured/underinsured motorist insurance helps cover medical bills after a hit-and-run accident, though our lawyers may still identify the at-fault driver and hold them accountable. A car accident lawsuit should cover current and future medical damages, both of which we can calculate and prove. To get medical bills paid after a car accident, you must file on time and know your claim’s full value, or you risk being barred from recovery or accepting a bad settlement.
Call Cap City Injury Attorneys at (512) 612-3110 for a free case review from our Austin car accident lawyers.
Who Should Pay Your Medical Bills After a Car Accident in Texas?
When a negligent driver hits you in Texas, their insurance should help cover your medical bills. Texas is a “fault” state for car accidents, so victims must get the at-fault driver’s insurance information at the scene.
You can call 911 so that officers can come and assist with processing the crash. They can get insurance and contact information from an at-fault driver while you focus on getting medical attention for your injuries. Officers should put this information in the accident report, which we can help you get in the following days.
You shouldn’t have to pay any of the medical bills you incur because of another driver’s negligence. Suppose liability insurance policy limits aren’t high enough to cover medical expenses and other damages. In that case, you may file a lawsuit with our attorneys’ help and hold the at-fault driver accountable.
Does My Insurance Pay Medical Bills?
Unless you explicitly reject it in writing, your insurer is required to offer $2,500 in personal injury protection (PIP) insurance in Texas. PIP pays medical damages, no matter who is liable for a crash.
That said, $2,500 is rarely enough to compensate victims for hospital expenses and other damages. Moreover, this cannot cover everything anyway, given the fact that you have to a pay a deductible before the coverage kicks in.
You can add additional optional coverages to your policy, such as medical payment coverage. Like with PIP, deductibles and limits potentially block this from covering you in full, too.
The underinsured motorist coverage discussed below can also help cover you if the defendant’s insurance does not have enough money to pay your costs in full. However, that only adds on to your coverage after the defense already pays you.
Who Pays Your Medical Bills After a Hit-and-Run Car Accident?
Getting medical bills paid after a hit-and-run can feel impossible for some car accident victims. While you may have uninsured/underinsured motorist or PIP coverage that helps cover some damages, you don’t have to strictly rely on that, as our lawyers may still identify the at-fault driver and hold them accountable.
Having uninsured/underinsured motorist coverage is beneficial in the event of a hit-and-run accident or if a negligent driver is uninsured. It’s not mandatory for drivers in Texas, but many drivers choose to purchase it.
We may still be able to hold the at-fault driver and their insurer liable for your medical bills after a hit-and-run incident. Fleeing an accident scene without swapping information with the other driver is illegal in Texas. If you call 911, police officers can open a case and may successfully track down the driver who fled.
We can use our own investigation tactics to determine who the negligent driver is and ultimately hold them accountable. Tell us everything you can remember about the driver and their vehicle, like the make, model, and color. Also, tell us where exactly the accident occurred, and we can request surveillance footage from nearby homeowners or business owners.
What Medical Bills Should a Texas Car Accident Lawsuit Pay?
Damages from a car accident lawsuit should pay all medical expenses to date. That includes any paramedic care, ambulance transportation to the hospital, emergency surgeries, hospital stays, and diagnostic or imaging tests. Let us handle keeping medical bills and records organized so you don’t lose track of all your medical damages to date.
A car accident lawsuit should also cover any future medical expenses that may arise. We can estimate these damages alongside physicians who have treated you. These medical experts can testify in a car accident lawsuit that goes to trial and explain the necessary upcoming surgeries, treatments, or therapies you will need.
How to Get Medical Bills Paid After a Car Accident
Let our attorneys seek payment for all medical bills from a car accident on your behalf.
Document Damages
We need proof of medical damages to recover them. Do not throw out any hospital bills before sending copies to our Round Rock, TX car accident lawyers. Medical damages calculations may be skewed if you miss doctor appointments after an accident. Keep records accurate and up to date by attending all scheduled appointments and letting us organize proof of damages.
File on Time
To get compensation for medical bills after a car accident, you must file your lawsuit on time. The statute of limitations for these lawsuits is two years, according to Tex. Civ. Prac. & Rem. Code § 16.003(a). Not filing within that timeframe makes you ineligible to recover any damages, whether for medical bills, lost wages, or pain and suffering.
Know Your Claim’s Value
You must know your claim’s value to get payment for all medical bills during a car accident lawsuit. Underestimate your current and future hospital expenses, and you might end settlement negotiations too quickly or lose out on a substantial jury award. We can remind you of your claim’s value, which includes damages other than just medical expenses, and prevent you from accepting a bad settlement in Texas. Report all lost wages to us, and confide in us about your pain and suffering, as you shouldn’t have to cover any of these damages from a crash.
Call Us About Your Car Accident Case in Texas
Get from our Leander, TX personal injury lawyers by calling Cap City Injury Attorneys today at (512) 612-3110.